The Universal Group is an international business development and consulting services team assembled in 1980. Universal Holdings Limited (UHL) , the global asset management services company, was founded in 1987 to develop investment opportunities, accomplish private investments and carry out finance and commerce transactions. Unilion Development Group Incorporated (UDG) is the USA based management company in charge of all investment activities. In choosing investments, the socio-economic and humanitarian needs are emphasized. The investments may include financing for business development, restructuring, expansion, and acquisitions. Economic development and social well being, use of private assets and indigenous resources, technology application, employment, human resource development, and environmental safety are given emphasis with special focus on developing countries. The investment categories may include agriculture and food, real-estate, clothing, health care, education, energy, environment, basic and applied technologies, information and communication, mining, manufacturing and service industries, basic industries, transportation and shipping, infrastructure, etc. The finance and commerce transactions are chosen to achieve the project objectives in each instance. The activities of UHL are carried out by the following functionally associated groups: (Click on the name of the group to view a pop-up window with more detailed information.) UNILION GROUP for investments and oversight FINANCE GROUP for international finance and asset banking COMMERCE GROUP for global trade transactions UNISTAR GROUP for small business capital and services OXFORD GROUP for global investment opportunity gathering "UBC" GROUP for business consulting STERLINGTON GROUP for assembling and oversight of project consortiums SPECTEC GROUP for planning special technology applications IT SERVE GROUP for e-commerce investment PETROCHEM GROUP for Petro-Chemical industry commerce activities AAHC GROUP for affordable homes development using high quality site-built custom homes TELBRO GROUP for telecommunication and Broadcasting Investments UNIBIO GROUP for Bio-medical Investments U-FRANCHISE GROUP for franchise business development STERLINGCOM GROUP for Commercial Business Center Development UHL-Unilion and associated group companies use the services of various professionals and institutions to accomplish successful asset management. UHL-Unilion is well balanced in its asset management roles to best serve its major private investors and the community. The Humanitarian Efforts to provide some of the very essential products and services to the poor, especially children, and to those under distressed conditions caused by natural and man made emergencies are managed by the Unilion Foundation, a non profit organization. Unilion Development Group Incorporated © 2003